Welcome from Bob Kirkman!

Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available. Whether you are looking to purchase a Utah Home, check Utah Rates, Utah Refinance, take a Utah Second Mortgage or Utah Debt Consolidation Loan, or Purchase a Utah Investment Property… whatever the reason…. Bob Kirkman is here to help!

Our highly experienced team of Mortgage Banker Brokers has been helping clients throughout the state of Utah with their Mortgages and obtaining the lowest mortgage rates for over 15 years. Bob Kirkman’s goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for their Utah mortgages for many years to come.

We specialize in:
* Mortgages in Utah including Conventional Loans, FHA Loans, VA Loans, USDA Loans and of course Utah Housing 100% Financing Options
* Home Refinance in Utah
* Home Purchase Loans in the Utah market
* Utah First Time Home Buyers
* Debt Consolidation Loans in Utah
* Jumbo Loans
* 90% Cash Out Refinance with No Monthly Mortgage Insurance
* HELOC (Home Equity Line of Credit)
* 100% Financing with NO monthly PMI
* Utah Real Estate
* Commercial Real Estate Loans in Utah
* Utah Reverse Mortgage Loans
* Utah Construction Loans both 1 Time Close and 2 Time Close
* Utah SBA Loans
* Manufactured Homes on Foundation

We are your local Utah Mortgage Experts and we offer a wide range of Utah mortgages to suit every financial situation, competitive interest rates and flexible products that can make buying and refinancing a Utah home a smooth and comfortable process.

For those home buyers that can not qualify for traditional mortgage financing, Bob has the answer for your family.
We have successfully coached several Utah families in how to obtain a home through the lease option process.


Call or Write me Today –
Direct: (801) 499-2500
Fax: (801) 773-3455