State and Local Housing Programs

State and Local Housing Programs:
Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.

These programs typically offer:

  • More relaxed qualifying guidelines
  • Lower upfront fees
  • Lower interest rate
  • Fixed rate
  • 100% Financing
  • Down Payment Assistance Programs


Bob is aware and uses all the local programs available to help Utah families secure the best loan programs and rates.

Call Bob now to hear of today’s programs

NMLS 314428
Utah DRE 5588057-MLAF